Don’t Let Time Run Out on Your FSA/HSA Funds

Nothing’s worse than letting your hard-earned money evaporate into thin air… except maybe the discomfort of severely clogged sinuses.

The Naväge Nose Cleaner and SaltPod capsules are products designed for nasal irrigation, flushing out the nasal cavity with a saline solution.

The Internal Revenue Service, under Section 213(d) of the Internal Revenue Code, lists nasal irrigation systems as qualified medical expenses, making them eligible for purchase with funds from Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA).

HSAs and FSAs are two types of tax-advantaged accounts designed to help individuals manage their healthcare expenses. An HSA is available to those enrolled in a high-deductible health plan (HDHP). It allows people to save money pre-tax for qualified medical expenses, and these funds roll over year to year if not spent. HSAs also have the added benefit of potential investment growth, and the account can be taken with an individual if they change jobs.

On the other hand, an FSA is an employer-sponsored benefit that lets employees set aside pre-tax dollars for eligible healthcare expenses. The key difference is that FSA funds are generally "use it or lose it" within the plan year.

Don’t let those funds disappear!

The Clock Is Ticking!

You’ll breathe easier knowing you spent your health savings money wisely as the new year rolls in.

There are a few easy ways to take full advantage of your funds:

HSA/FSA Debit Cards: These are special types of debit cards linked to HSA or FSA accounts. They allow you to directly pay for eligible healthcare expenses, like Naväge products, without needing to seek reimbursement.
Online Purchase: Naväge products can be conveniently purchased using an FSA debit card at specific online stores like FSAStore. This simplifies the process of buying healthcare products that are approved for HSA/FSA spending.
Regular Reimbursement: Buy Naväge directly and submit the receipt. Each health savings company has a process to follow.

While nasal irrigation systems are generally covered, it's important to note that HSA/FSA plans can vary based on the insurance provider. Therefore, it makes sense to check with your insurer or plan administrator to confirm that Naväge is covered under your specific HSA/FSA plan. And it's always a good idea to stay informed about the latest regulations and guidelines from the IRS and your specific insurance provider.

Set Healthy Goals.

Get the Right Tools.

Resolve to breathe easier, sleep better, and feel healthier in 2024!

If you’re starting a healthy lifestyle, get the Naväge Starter Bundle, available in our online store at Naväge.com. You’ll see the full list of features for the Naväge Nose Cleaner, and read the reviews to see why our customers rave about Naväge.

Don’t let your HSA/FSA funds go to waste!